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A bill of exchange is a written order instructing one party (the drawee) to pay a specific sum of money to another party (the payee) at a fixed or determinable future time. It's essentially a negotiable instrument used to facilitate payments, particularly in international trade. How it works: The drawer creates the bill of exchange, specifying the amount, drawee, and payee. The drawee accepts the bill, often by signing it, indicating their agreement to pay. The bill can be transferred to another
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