📉 The government shutdown just hit 36 days — the longest ever. Job growth is slowing. Inflation’s still elevated. And Buffett’s Berkshire Hathaway is holding a record $382 billion in cash. That’s not panic — that’s preparation. We’ve had a strong bull run, but the S&P 500 is top-heavy — 10 stocks make up nearly 40% of the market. So while portfolios look good, household confidence is shaky. Now’s the time to: 💰 Build a 12–24 month cash cushion 📊 Diversify beyond the same 10 tech & AI names 🧠
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💬 Unemployment is rising — and it’s no surprise. When the Government hiked employers’ National Insurance, it effectively put a tax on jobs. Businesses are now being forced to choose between cutting staff or freezing pay — especially in sectors like hospitality, where margins are already tight. Since last year’s Budget, the hospitality industry alone has lost over 80,000 jobs. That’s real people, real livelihoods — all because the Government can’t see that every time they increase costs for empl
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