These numbers are real. But they’re often shared to make people feel safe. • First-time homebuyer at 36 • Only 22.6% earning over $100K • $72,950 average non-mortgage debt • 35% of young adults still at home Here’s what most people miss 👇 These aren’t life milestones. They’re symptoms of poor financial structure. I see this across Toronto, Vancouver, Calgary, Brampton, Surrey — same income ranges, same frustration, very different outcomes. The difference isn’t working harder. It’s understanding
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