Black Swans are rare events...but not as rare as you think. On a normal curve, we'd see these "fat tailed" events occurring far more frequently than the math...or you and I...would predict In fact, these events are often more common and unpredictable that many throw out the normal curve altogether In your financial planning - this means not putting your eggs all in one basket Because it may cost you big when a Black Swan comes to town | Nicholas Crown