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Title 15 of the United States Code (15 USC) pertains to Commerce and Trade. Section 1602 specifically falls under Chapter 41 - Consumer Credit Protection, and it relates to the Congressional findings and declaration of purpose regarding the Truth in Lending Act (TILA).TILA is a federal law designed to protect consumers in credit transactions by requiring clear disclosure of key terms and costs associated with borrowing, such as interest rates and fees. Section 1602 establishes the congressional
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Title 15 of the United States Code (15 USC) pertains to Commerce and Trade. Section 1602 specifically falls under Chapter 41 - Consumer Credit Protection, and it relates to the Congressional findings and declaration of purpose regarding the Truth in Lending Act (TILA).TILA is a federal law designed to protect consumers in credit transactions by requiring clear disclosure of key terms and costs associated with borrowing, such as interest rates and fees. Section 1602 establishes the congressional
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Short answer: no 😂 The law of permissible purpose (15 USC §1681b (a)(2)) says that a consumer reportinf agency may furnish a consumer report in accordanfe wuth the written instructions of the consumer to whom it relates. This consent or authorization is given when submitting an application for credit. So if they can provide the promissory note, contract, or application (and for unpaid student loans they will) then that’s the evidence they need right there. 🍅🍅🍅 #YourCreditSpecialistsFavoriteC
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Short answer: no 😂 The law of permissible purpose (15 USC §1681b (a)(2)) says that a consumer reportinf agency may furnish a consumer report in accordanfe wuth the written instructions of the consumer to whom it relates. This consent or authorization is given when submitting an application for credit. So if they can provide the promissory note, contract, or application (and for unpaid student loans they will) then that’s the evidence they need right there. 🍅🍅🍅 #YourCreditSpecialistsFavoriteC
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