For loans disbursed between July 1, 2025, and June 30, 2026, undergraduate rates will be set at 6.39 percent, a decline from last year's 6.53 percent.

However, since that news, very little has been shared about what's next for SAVE borrowers. Currently, your loan payments remain paused in a general forbearance and your balance i

The rates on private student loans largely depend on your credit, repayment term and other factors. The best rates are usually reserved for borrowers with excellent credit. Before