Many employers offer a traditional 401(k) and a Roth 401(k) option, but how does someone know which one to choose?

McGowan suggests using the 4% rule, a general guideline that allows retirees to withdraw 4% of their savings annually without depleting the account. For example, if you need $36,000 annually from your ...

Presidential candidates could win over key swing voters by addressing financial concerns, yet 80% of older women voters say ...

Social Security is one of the largest forms of social welfare in the United States. However, despite its long history and widespread use, there are still misconceptions about the program.

An index fund is a specific type of exchange traded fund that you can buy and hold in a few ways. You can choose to buy it as ...

Why Aren’t We Talking About America’s Retirement Crisis?” Really? It seems to me that that’s ALL we’re talking about!

Everything you need to know about 401(k) plans, how they work, what happens if you leave a job, and some additional ...

The U.S. has the highest rate of elder poverty of any of our peer advanced-Western countries. By international standards, one ...

The court filings seek to overturn two injunctions federal courts imposed after finding the Department of Labor's new conduct ...

The Department of Labor will ask the 5th Circuit to reinstate the fiduciary rule after it was blocked by two federal courts ...

Taking money out of a Roth individual retirement account without triggering income taxes or penalties is trickier than you ...

The average American with a bachelor's degree earns about $2.3 million over their lifetime. Much of that money is made during ...