Even a single 30-day late payment can drop your credit score by 50 to 100 points. Late payment marks stay on your credit ...

To minimize the impact on your credit score when closing a card, ensure that there is no or minimal effect on your credit mix ...

Does unemployment affect your credit score? Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if ...

Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home ...

A HELOC will only impact your credit score if the information is shared with credit agencies. Here’s what you need to know. Home equity lines of credit (HELOCs) are financial products that can be used ...

When you need money for something like a last-minute surgery, home remodeling or auto repairs, you may be tempted to ignore how a personal loan could impact your credit score. But no matter what kind ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...