A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...

Learn why credit report disputes matter, how to fix errors, and protect your credit score with clear steps explained ...

To minimize the impact on your credit score when closing a card, ensure that there is no or minimal effect on your credit mix ...

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home or car loans, and unsecured credit, such as credit cards and personal ...

Whenever you apply for a loan, lenders run a hard inquiry on your credit report to evaluate your profile. One inquiry won’t ...

Also keep in mind that there are many different credit scoring formulas in use today, so you don’t have just one credit score: you have dozens. FICO and VantageScore are the two main providers, but ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Now that the government is back in business, your score should rebound as you pay off the debt. It takes time, so be patient.

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.