An estimated one-fifth of U.S. households have medical debt on their credit reports, a burden that makes it more expensive for them to buy homes, finance new cars and, in some cases, more difficult to ...

VantageScore could potentially help younger borrowers or others with limited credit histories qualify for home loans or get ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for borrower applications.

Brex reports significant differences between business and personal credit cards, affecting spending limits, credit reporting, ...

As Gen Z and Millennials challenge outdated credit scores, fintech firms push for more inclusive, real-time systems that reflect today’s digital financial lives.

A Biden-era rule, announced last summer but never put into effect, sought to forbid credit reporting agencies, including Equifax, Experian and TransUnion, from using medical debts over $500 on the ...

You can freeze your credit by mail, phone or online. Remember: Equifax, Experian and TransUnion all say requesting a credit ...

From checking your credit score too often to carrying a credit card balance, we're taking the mystery out of how credit scores work can help you boost your rating ...

A federal judge blocked a rule from the Consumer Financial Protection Bureau that would have stopped medical bills from appearing on credit reports and barred lenders from using such data to make ...

Freezing your credit won't protect you from all scams. But it does keep cybercriminals from opening accounts in your name.

Even with a perfect credit score, you can still be denied a credit card. Find out why it can happen and how to bounce back.

Fannie Mae and Freddie Mac can now use the VantageScore 4.0 credit rating, potentially opening up mortgages to more renters, ...