Getting rate changes on a credit card will be easier than changing the terms of a mortgage or car loan, according to Wu. If you believe you may have been affected, you can also try calling Equifax ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for borrower applications.

An estimated one-fifth of U.S. households have medical debt on their credit reports, a burden that makes it more expensive ...

Credit Karma: Provides frequent updates based on the VantageScore model. Experian’s Free App: Gives you monthly FICO scores — the type most lenders use. Your Bank or Credit Card Provider: Many ...

On March 17, 2022, Equifax implemented a new code into its credit scoring system, which caused consumers' information to become out of date, resulting in lowered credit scores for some New Yorkers ...

News Millions of Americans are about to see their credit scores change: Here’s why Published: Jul. 04, 2025, 9:08 p.m.

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become in consumer finance.

Let’s clear things up and help you understand exactly how often credit scores change, why these updates happen and what you can do to stay informed. Check Out: 5 Subtly Genius Moves All Wealthy ...