A credit report notifies lenders of your financial responsibility. It states your loans, credit cards, payment history, etc.

Most people mix up credit scores and credit reports, but knowing the difference could save you money and boost your chances ...

A credit score is a numerical representation of your creditworthiness, reflecting how likely you are to repay borrowed money. It’s calculated based on your cred ...

Instead of promoting competition among Equifax, Experian and TransUnion for credit scores, federal policy has long done the ...

Consumer credit card balances grew to $1.21 trillion during 2025’s second quarter, according to findings from the Federal ...

Personal finance contributor Christopher Liew goes over the pros and cons of debt consolidation loans, and how to determine if this option makes sense for you if you're in debt.

Recent data from the New York Federal Reserve Bank and Equifax (NYSE:EFX) highlight a troubling trend in U.S. consumer ...

If your score has already taken a hit, it’s not the end of the road. Focus on paying your other debts on time, keeping credit card balances low and checking your credit reports for mistakes. Once your ...

Your credit score can open doors to better loans and credit cards, or shut them. Yet, many people still rely on half-truths ...

A person with a poor credit score who takes out a £5,000 personal loan and settles it over three years will end up forking ...

The bipartisan Homebuyers Privacy Protection Act will put an end to “trigger leads” sold by credit reporting companies to ...

The Pew Research Center report showed both younger and older folks are being targeted by online scams and attacks. The report ...