Lessons and 2025 Emerging Trends” chapter of our annual report, Consumer Financial Services: 2024 Year in Review.

Policymakers need to stop pretending that ever-expanding mortgage leverage is the solution.

Trump critics are hypocrites who didn't criticize Biden power grabs. They are also ignorant of major constitutional crises ...

Last spring and summer, The Fulcrum published a 30-part series on Project 2025. Now that Donald Trump's second term The Fulcrum has started Part 2 of the series has commenced. Project 2025, the ...

Ever since the Consumer Financial Protection Bureau opened in 2011 with a mandate to regulate financial institutions, its detractors have tried to eliminate it. They have questioned its ...

Excerpts from recent editorials in the United States and abroad: March 9 The Washington Post says Americans need the CFPB Ever since the Consumer Financial Protection Bureau opened in 2011 with a ...

Alternative options if you're the victim of unfair and abusive practices as the consumer watchdog 'winds down.' ...

The apparent decision to keep supervision inert could run counter to claims the CFPB has made in court that it remains committed to meeting its legal obligations. The agency has denied in ...

The beneficiaries of a weakened CFPB are clear: big banks, payday lenders, debt collectors, and financial institutions that ...

Controversy Over the U.S. Crypto Reserve Plan Trump’s recently announced plan to create a U.S. crypto reserve has caused a ...