Lessons and 2025 Emerging Trends” chapter of our annual report, Consumer Financial Services: 2024 Year in Review.

Past efforts to restructure bank supervision have been derailed by politics and agency turf wars. It remains to be seen whether the Trump administration is willing to spend the political capital ...

Trump critics are hypocrites who didn't criticize Biden power grabs. They are also ignorant of major constitutional crises ...

Policymakers need to stop pretending that ever-expanding mortgage leverage is the solution.