With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

In the world of finance, an annuity is a contract between you and a life insurance company in which you give the company a lump sum or series of payments, and in return, the insurer promises to ...

Knowing how to calculate home equity gives homeowners a way to understand their home’s worth — and potentially liquidate it for their needs or wants. To calculate your home equity, take your home’s ...

With Americans collectively sitting on record-high $11.6 trillion in tappable home equity as of August 2025, which explains why so many are turning to home equity lines of credit (HELOCs) to access ...

While you've been focused on everything else life throws at you, your property has been working behind the scenes. Most people build equity as they pay down their mortgage and property values rise.

Do you need a home appraisal to qualify for a HELOC or home equity loan? While you’ve been focused on everything else life throws at you, your property has been working behind the scenes. Most people ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

One of the biggest factors determining whether or not you'll be accepted for a mortgage is how lenders perceive your 'creditworthiness', something that's influenced by what's recorded on your credit ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Lars Peterson joined Investopedia in 2023 as a senior editor of financial product ...

Average mortgage rates have risen slightly in September, despite the Bank of England cutting the base rate last month. According to Moneyfacts, the average five-year fixed mortgage rate has climbed ...

Forget the glorious successes of past breakthroughs—the real justification for research investment is what we get for our ...