Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

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Many Americans are dealing with debt. In fact, U.S. households currently hold nearly $18 trillion in debt — and $1.17 trillion in credit card debt alone. If you’re in this cohort, debt consolidation ...

Key takeaways Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can offset potential savings. People with good credit may qualify ...

Starting a business with a personal loan requires careful planning and understanding of potential returns. Consolidating debt ...

Could your debt be reduced or forgiven? Take our financial relief quiz. It’s easy to let credit card debt get away from you. Before you know it, the bills are piling up, and there’s no foreseeable way ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off ...

Staying on top of multiple debts can be overwhelming, and keeping track of several bills and payments every month can be challenging. A debt consolidation loan could help you streamline the debt ...

CNBC Select looked at fees, interest rates and repayment options for different credit scores to find the best debt consolidation loans.

How Does Debt Consolidation Works When consolidating debt, a borrower applies for a personal loan, balance transfer credit card or another consolidation tool through their bank or another lender. In ...