Using gift money for home down payment? What buyers need to know

Mortgage experts explain the guidelines buyers must follow to get approved when using such funds to buy a home.
The Canadian Press on MSN

NS pilot program cuts down payment requirements for first-time homebuyers

HALIFAX — The Nova Scotia government says it’s the first province in Canada to slash the minimum down payment buyers are ...

‘Huge, unfortunate misconception.’ What you really need for a down payment on a home — and who actually qualifies for 0% down

You don’t always need 20% down — here’s how to pay less ...

A Reprieve for Veterans Applying for V.A. Mortgages

House Republicans have scaled back a proposal to charge higher fees for the loans after opposition from veterans groups. But ...

State offering low mortgage rate, down payment assistance for homebuyers

The Hale Kamaaina Mortgage Program offers rates are as low as 5.4% for government-backed loans, such as USDA and VA loans, and 5.65% for conventional loans.
Mortgage Research Center

Will 2026 Be the Year for First-Time Homebuyers?

Rising inventory, easing home prices, and falling mortgage rates could give first-time homebuyers new leverage in 2026.

California Dream for All: How to apply for 3rd round of home down payment assistance

The California Housing Finance Agency's Dream For All program will begin accepting loan applications on Feb. 24 through March ...

Why now is a good time to start house-hunting

Housing affordability is improving as more homeowners list their properties, according to data from Zillow.

CA Dream for All down payment program application to reopen in late February

There's new hope for those looking to buy their first home in California. Later this month, the state will begin accepting applications for down payment assistance.