Kay Jewelers Fred Warner is revealing who's actually behind ... "But I try to keep things formal for away games with a suit look. And then at home games, it's more of an upscale casual feel." ...

Fred Warner probably will be a Hall of Famer one day. He's 28 and already a four-time first-team All Pro. Patrick Willis was a five-time first-team All Pro who retired at 29 and he's in the Hall ...