Getting rate changes on a credit card will be easier than changing the terms of a mortgage or car loan, according to Wu. If you believe you may have been affected, you can also try calling Equifax ...

On March 17, 2022, Equifax implemented a new code into its credit scoring system, which caused consumers' information to become out of date, resulting in lowered credit scores for some New Yorkers ...

Let’s clear things up and help you understand exactly how often credit scores change, why these updates happen and what you can do to stay informed. Check Out: 5 Subtly Genius Moves All Wealthy ...

An estimated one-fifth of U.S. households have medical debt on their credit reports, a burden that makes it more expensive ...

A new player has entered the personal finance space, and it's changing how Americans check their free credit score. The new mobile app, CreditVanA, a ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

Fannie Mae and Freddie Mac will accept a credit scoring model for mortgage applications that captures rent and utility payments in credit history, a move that could help more borrowers qualify for ...

A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO ...

Credit Karma: Provides frequent updates based on the VantageScore model. Experian’s Free App: Gives you monthly FICO scores — the type most lenders use. Your Bank or Credit Card Provider: Many ...