Reps. Young Kim and Janelle Bynum introduced the Credit Access and Inclusion Act to expand what counts as credit history.

GRAND RAPIDS, Mich. (WOOD) — A nonprofit in Grand Rapids, Michigan, can now help human trafficking victims fix their credit as they work to take back their lives. Safe Haven Ministries, which works ...

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

A new report finds that scores dropped the most for those age 18 to 29. Here’s how to deal with a drop in your score.

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

If your credit score drops, there are definitely steps you can take to fix it. In some cases, it might not take much at all to repair your credit score, while in others, you might be looking at years ...

The holiday season is over and, if you used credit to pay for gifts and entertainment, that bill is coming due. The start of the new year is an opportune time to look at your credit score to see if it ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Rochester, N.Y. — City leaders are working to build a better financial framework. Rochester Mayor Malik Evans joined Credit Builders Alliance to announce a new program that helps renters build and ...

TULSA, Okla. — It's easy to spend ourselves into credit card debt. Often, it happens when there is an unexpected or really big bill. Carrying a lot of credit card debt can impact your credit score. It ...

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing [1], used by lenders to judge how well an individual can pay ...