A mortgage refinance allows you to exchange your existing home loan for a new one, usually to get a lower interest rate or a different term length. It can help you cut your monthly payments, pay off ...

Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.46%. On a 20-year mortgage refinance, the ...

The Fed's rate cuts have delivered meaningful relief to the mortgage market, with 30-year rates reaching their most ...

The Fed's recent rate cut could lead to lower rates on new loans, plus a great refinancing opportunity on existing ones. Here ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...

Demand for adjustable-rate mortgages (ARMs) is growing as interest rates on conventional home loans surge and as people seek an affordable on-ramp for buying a home. The average interest on a 30-year ...

OAKLAND, Calif., July 9, 2025 /PRNewswire/ -- One simple change could make a big difference in your energy bill. Pacific Gas and Electric Company (PG&E) is encouraging customers to check that they are ...