Reps. Young Kim and Janelle Bynum introduced the Credit Access and Inclusion Act to expand what counts as credit history.

Credit is a binding agreement to pay back borrowed money plus interest. Types of credit include secured (like mortgages) and unsecured (like personal loans). Credit scores, used in lending decisions, ...

The best way to build a strong score is to start early. Your twenties are the ideal time to develop sound money habits that ...

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic ...

The national average FICO score dropped by two points this year, the most since 2009, according to a data released Tuesday by ...

Gen Z consumers are seeing their credit scores fall, a new report has found. According to data released by score developer ...

Unpaid medical debt will no longer affect credit scores, according to a new rule from Biden administration regulators who want to mitigate the financial repercussions of those bills. So if pending ...

Gen Z has seen its credit score drop more than any other generation over the past year, largely because of student loan debt ...

Financial experts have warned the drop marks the biggest since the Great Recession and could spell economic trouble for the middle class.