Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

I want to do three Roth conversions in the next three years before I turn 73 in 2027 so that my beneficiary doesn't have to deal with taxes. If I should die soon after the last conversion, will my ...

It's possible to make penalty-free withdrawals from a retirement account before turning 59. Here's how the strategy works.

Key IRS restriction: You cannot convert RMD amounts into a Roth IRA; only funds above the RMD can be converted after meeting the year’s requirement. Timing is everything: Conversions before RMD age ...

In a recent article in “Retirement Watch,” published by Bob Carlson, he clarified when distributions from Roth accounts are ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. When you leave a job, it is usually a smart move to take ...

You can mitigate this by doing a Roth IRA conversion now. This changes some of your tax-deferred savings into Roth savings, which allow for tax-free withdrawals in retirement. The move will increase ...

There’s a strategy that could help turn these new investment accounts into tax-free vehicles in retirement, some experts say.

In this episode of Motley Fool Hidden Gems Investing, Motley Fool personal finance expert Robert Brokamp discusses the following topics: To catch full episodes of all The Motley Fool's free podcasts, ...

Planners say the Roth conversion may outweigh the seed deposit.

A Roth IRA is a retirement savings account that uses after-tax dollars for contributions, offering you tax-free growth and tax-free withdrawals in retirement. Before converting your retirement account ...