Calculating the interest earnings on a CD is straightforward, thanks to the account's fixed rate. Here, then, is what savers ...

As the holiday festivities wind down, it's time to prepare your finances for 2025. With certificates of deposit still offering yields up to 4.27% APY on 12-month terms and the Federal Reserve likely ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

For savers who've enjoyed high rates, the Fed's latest cut is both an opportunity and a challenge. Try these 7 smart moves to ...

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After climbing to decades-long highs over the course of the last few years, CD rates have generally undergone a gradual decline in the first half of 2025, pros say. That said, there are still some CDs ...

You can start a CD ladder with as little as $5,000, or even less. A basic three-rung ladder could earn at least $434 in interest over three years. CD laddering gives you higher interest and rolling ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Adam Palasciano is a writer over three years of experience writing about personal ...

The clock is ticking. The next Federal Reserve meeting concludes on Sept. 17, and most experts expect a rate cut to be announced at that time. For savers, that's bad news: High-yield savings accounts ...

A lot of people hear "CD ladder" and assume it's only for folks with big bucks to invest. But the truth is, you can build one with just $5,000. Looking for a secure place to grow your savings? See our ...