A hard credit inquiry could lower your credit score by as much as 10 points, though in many cases, the damage probably won’t ...

The only case in which a corporate card would affect an employee's personal score is if the business made a billing mistake ...

Understanding your credit score is crucial for anyone looking to secure loans or credit cards. This guide breaks down the ...

Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not.

The CFPB estimates credit scores could jump by up to 20 points when medical debt disappears from reports. That impact can be ...

There’s no need to pay anyone to “repair” your credit; you have all the tools you need to raise your FICO number.

Payment history helps build trust with lenders. It’s the most significant factor at 35% of one’s credit score. Late or missed ...

These inquiries are more like background checks and don’t affect your credit score in any way. Since the best credit cards today are generally reserved for people with good or excellent credit ...