A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Ben Luthi is a contributor to Buy Side from WSJ and an expert on credit, loans, insurance, student loans, retirement and travel. When you apply for new debt, the lender checks one or more of your ...

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

Credit score might be one of the most critical figures in any adult's life. It reflects your borrowing and repayment habits, as documented in your credit history. Among the factors influencing your ...

Have you noticed a hard inquiry from JPMCB on your credit report? If you recently applied for a Chase Bank credit card, it’s likely responsible for the entry on your credit report. While one credit ...

What Is a Hard Inquiry? When you apply for a credit card or a loan, the lender requests your credit report from one or more credit bureaus. The lender then does a deep dive into your report to assess ...