Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit card bill on time and in full every month. Paying on time prevents late ...

Don't assume a slightly late payment is harmless. Late fees, credit reporting and penalties can kick in quickly.

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The Amex Platinum offers up to $100 per quarter for purchases at Resy restaurants. Learn how to make sure you get the full ...