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If you're struggling to make your monthly mortgage payments due to financial hardship, a loan modification could provide much-needed relief. A mortgage loan modification is a permanent change to your ...

A loan modification is often billed as a lifeline for homeowners in trouble. But if you ask Johnnie Jefferson, an 85-year-old resident of Richmond, TX, she’d tell you that a loan modification has ...

Anna Baluch is a freelance contributor to Newsweek’s personal finance team with a focus on personal loans, student loans, credit cards, and more. She has spent years writing for small businesses as ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. A Reddit poster fell behind on his mortgage due to a ...

Certain mortgage payment-lowering options may bring financial relief this fall. Here's what owners need to know.

(NewsNation) — Those struggling to make mortgage payments can avoid foreclosure through a loan modification. If approved, the structure and interest rate are often changed to make the mortgage more ...

Apparently the easiest way to get a loan modification these days is to have a news reporter make a call for you. That seems to have been the case for Maria C. Nido, a friendly and humble 55-year-old ...

Many people think owning a home is always a good investment. While that’s often true, there’s a risk that you could end up with an underwater mortgage. But what is an underwater mortgage exactly? This ...

Pamela Jeter of Atlanta, Ga., has been trying to get a mortgage modification for more than two years. She seems like an ideal candidate. She has shown she can stay current with a reduction in her ...

Con artists have been taking advantage of people who are in danger of losing their homes to foreclosure. Federal and state officials are trying to crack down on the bogus loan modification firms. They ...

You can get a mortgage through a direct or retail mortgage lender, such as a credit union, bank or online lender; through a ...