A Roth conversion is the process of rolling over retirement funds invested in a pretax account, like a regular IRA or 401(k), into an after-tax Roth IRA. You’ll pay capital gains taxes at the time of ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Roth conversions have become a hot financial buzzword in recent years, but they're frequently misunderstood. Here's why they ...

A Roth conversion could help you avoid required minimum distributions in retirement. Before you move funds into a Roth, make ...

The decision on whether or not to do a Roth conversion depends on several factors. There's no one-size-fits-all answer. The $23,760 Social Security bonus most retirees completely overlook › The type ...

Converting your traditional individual retirement arrangement (IRA) or 401(k) account to a Roth IRA often appears to be a clear financial win. Pull some capital from your retirement accounts, pay a ...

Considering a Roth IRA conversion before RMDs? Learn if paying taxes now to avoid them later is right for you.

'It seems like the perfect situation for charlatans' "There are numerous 'advisers' out there that claim to have a method by which Roth conversions can be done without taking the normal tax hit." ...

I found your column "Do Roth IRA conversions still make sense with the passage of the GOP tax law?" very helpful and I better understand the strategic choice a conversion to a Roth IRA represents. My ...

Doing a Roth conversion in any climate can be a painstaking and nerve-wracking process. That said, let’s dive into whether investors should convert their traditional retirement accounts to Roth ...

This may be the perfect time to convert a traditional IRA to a Roth IRA.