Gen Z is facing a "catastrophic" credit situation, as one expert cautions against poor money habits leading to a lifetime of higher costs and fewer financial choices.

The national average FICO score fell, reflecting difficulties Americans face in staying financially afloat. See which group has dropped most.

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic ...

Curious about your FICO® Score? I break down what it is, how it's used, and the exact steps I took to raise mine.

A strong score usually leads to better loan terms and lower interest rates, whereas a weak score can limit (or even stop) ...

Credit scores are the gatekeepers of credit. They determine how much credit you’ll receive and under what terms. Credit scores have also become more influential and are now used for job and apartment ...

Average FICO scores have dropped for the second year in a row to a loan not seen since the Great Recession. This might sound ...

Gen Z has seen its credit score drop more than any other generation over the past year, largely because of student loan debt.

SALT LAKE CITY (KUTV) — Millions of federal student loan borrowers face long-term damage to their credit scores after falling behind on payments following the government-sanctioned payment pause that ...

Every American knows how critical their credit score is. Or at least, they should. A high score unlocks a whole host of financial opportunities: Lower car payments, cheaper mortgages, or even approval ...

Aiming to hit the credit-score ceiling? Going by the FICO® Score system, 850 is the highest credit score possible. It means lenders see you as a super low-risk borrower with a long track record of ...

New credit scoring will soon include buy now pay later, a welcome change for lenders who don’t want to make risky loans but maybe not so much for the growing share of users who pay late. BNPL’s ...