An unauthorized hard inquiry on your credit file can have a negative impact on your ability to access the credit you need. These hard inquiries can stay on your credit report for two years, and too ...

If deleting and reporting scam texts and phone calls has become part of your daily routine, there's another simple way to protect yourself from fraud -- and it may be more effective. Placing a fraud ...

When errors show up on your credit report, it can feel like a setback to your financial progress. Negative marks can affect ...

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Credit card fraud is rising fast. These five easy habits can make you way less vulnerable to scams, breaches, and identity ...

GREENSBORO, N.C. — Imagine being turned down for a loan or paying higher interest rates due to errors on your credit report. It happens more often than you might think. And the negative consequences ...

Fraud alerts and credit freezes help protect you from identity theft, either by alerting creditors to take extra steps to verify your identity or by hiding your credit report from potential creditors.

Are you paying more for your mortgage or car insurance because of a mistake on your credit report that lowered your credit score? A sizable share of Americans can’t find out the answer to that ...

Update, Sept. 23, 2022: The three major credit bureaus reversed their decision and have extended free weekly credit reports through 2023. Original article: For thousands of Americans, the COVID-19 ...

Your credit reports can contain a wealth of information about you and your history with loans, credit cards and collection accounts. They’re also the basis for your credit scores and various ...

For a long time, we were entitled to only an annual credit report from the three reporting agencies: Equifax EFX, Experian and TransUnion. Now you can get a report weekly and for free. When you get a ...