Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Whether you owe it or not, receiving a debt collection notice can conjure up feelings of anxiety, worry and perhaps confusion, ...

A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

TikTok user Shamara Wells (@shamarawells) formerly worked for Toyota Financial. During her tenure there, she says she became knowledgeable about the ins and out of the credit industry. In a viral ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Part of the issue is that the recent surge in digital lending and ...

If you've received a call or a letter from a debt collector claiming you owe money, but you believe there's been a mistake, you have rights under the law to challenge it. But while disputing a debt ...

As unauthorized and misreported credit inquiries become more common, many individuals are facing unexpected credit score drops and financial setbacks. Petroff Amshen LLP is assisting consumers in ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Customers have the right to dispute errors under the Fair Credit Billing Act. Customers should make sure they are not mistaken about the billing error and should ...

A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report. Legitimate ...