We analyzed home insurance rates across four dwelling coverage levels and reviewed complaint data from state insurance departments to identify the cheapest home insurance companies for different ...

With its flexible coverage and positive customer feedback, Amica is the overall best homeowners insurance provider in our ...

According to a recent study by Quote.com, USAA and Geico offer the cheapest homeowners insurance policies, but each of the major national home insurance brands offers policies that are a good fit for ...

State Farm, Erie and USAA have the best combination of cheap home insurance rates, useful coverage and reliable customer service. Erie offers the cheapest home insurance quotes overall. But it's only ...

USAA has the cheapest homeowners insurance, which costs an average $149 per month. It’s followed by State Farm’s $151 monthly premium.

In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.