Bankrate Mortgage Rates

Mortgage, federal reserve and rate cut

Mortgage rates jump amid interest rate cut uncertainty. What it means for homebuyers.

Mortgage rates climbed to the highest level since Oct. 9 amid disappointment a third consecutive rate cut in December may not materialize, analysts said.

· 6h

What the Latest Fed Rate Cut Really Means for Your Mortgage

· 1d

The Fed makes a second interest rate cut. Here’s what will — and won’t — change for your money.

· 16h

Mortgage Rates Climb After the Fed Cut. Here’s Why—and What Really Matters for Home Buyers.

Mortgage Rates Climb After the Fed Cut.

· 1d

Fed Cuts Rates Again, Though Mortgage Rates Are Already Down

· 18h

Here's the bottom line on the Fed's mortgage holdings after its balance-sheet decision

19hon MSN

Mortgage Rates Today, October 30, 2025: 30-Year Rates Climb to 6.19%

Current mortgage rates are up today and lower than they were seven days ago. Rates are lower than they were in early 2025, when the average 30-year fixed-rate mortgage reached above 7%. But rates are still relatively high as fears around stubborn inflation have kept the Federal Reserve from lowering its benchmark rate until now.

Mortgage rates dip again to lowest level in a year

Still, mortgage rates are at their lowest levels of the year, according to Bankrate’s national survey of lenders. They were at 6.20 percent in early October of last year before shooting up in late 2024 and early 2025.

6don MSN

Mortgage rates are the lowest in a year. Should you refinance?

Average weekly mortgage rates are below 6.2%, and they could drift even lower if the Federal Reserve keeps trimming its benchmark interest rate.

13don MSN

As mortgage rates dip again, this is the No. 1 mortgage lender of October 2025

You’re in a long-term relationship with your mortgage lender, so you’ll want to find the right one. So we’ve analyzed reviews and rankings from some of the leading financial sites in America — Bankrate, CNBC Select, NerdWallet, Forbes Advisor and more — to determine the 10 most-recommended mortgage lenders on the market.