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Safe Harbor 401(k): Rules, Benefits and How It Works

A safe harbor 401(k) helps businesses skip IRS testing. Learn how it works, the match rules and when to set one up for your ...

Only 21% of Americans know their ‘full retirement benefits’ age — but a new bill in Congress could finally clear up the confusion. Do you know yours?

Earlier this month, the House Ways and Means Committee advanced the Claiming Age Clarity Act, a bipartisan bill aimed at ...
Benefits Pro

It's National 401(k) Day: How do your retirement benefits stack up?

With National 401(k) Day today, it's a good time for employers to re-evaluate how their retirement benefits stack up. According to a Guideline survey, most employers underestimate the importance of ...
The Business Journals

Small businesses fall behind on offering 401(k) benefits to employees

Owners aren't making benefits packages available to workers, and they aren't saving for their own retirement either, despite newly available tax-credit programs intended to spur participation.
InsuranceNewsNet

Flat-fee 401(k) plans: A simple solution for small-business clients

Flat-fee 401(k) plans are simple solutions for small-business clients that can help them offer a competitive retirement ...
SanLuisObispo

Killing 401(k) Tax Benefits Could Help Save Social Security, New Research Shows

Workers would lose a key retirement planning benefit as a tradeoff for funding Social Security. Money; Getty Images A new idea for addressing Social Security’s looming funding gap proposes that ...

Here’s How Social Security’s Full Retirement Age Is Changing in 2026

One of the biggest decisions you might have to make for your retirement is figuring out when to claim Social Security. You’re ...